We understand that many people want to postpone the conversation about estate planning. It isn’t…
As we approach Valentine’s day, let’s take some time to show ourselves a little self-love. Everyone needs to take steps to relax and minimize the effects of life’s everyday stresses, especially after a hectic 2020 year. Below are a few suggestions to get you started with self-care:
- Schedule some downtime. A state of constant motion and busyness is not conducive to peace of mind—or productivity. In fact, if you don’t give your mind and body a break, you are actually likely to be less productive. Don’t just hope that you will have a free moment now and then. Instead, schedule that time for yourself to guarantee that it will actually occur. The rest of the world will continue to function just fine even if you are not around for an hour!
- Get a physical. Busy people often wait until they get sick to see a doctor and most of us don’t keep track of when our vaccinations should be updated, but checking in with your doctor can help ensure undiagnosed medical problems, such as high blood pressure or cholesterol, are caught before they lead to serious health complications.
- Drink enough water. You may already know that your body is composed of 60% water—and drinking sufficient amounts is essential for your body to function well. The fluids in your body are necessary for digestion, absorption, and transportation of nutrients, blood circulation, creation of saliva, organ function, and maintaining proper body temperature. In addition, drinking water instead of high-calorie beverages and eating food with high water content can help you lose weight. Water intake is important during physical exercise as well, as dehydration can result in muscle fatigue. Last but not least, dehydration can make your skin appear dry and wrinkled, so staying hydrated even helps you look healthier.
- Exercise regularly. You can reap rewards from many different types and levels of exercise. Whether it’s preventing or managing medical conditions, losing weight, or countering the effects of depression and anxiety, people who exercise regularly have less stress and more energy. They also have stronger muscles and a cardiovascular system that works more efficiently and are often able to get deeper and better sleep. Any little amount of regular exercise will help; the key to continued self-care is to choose activities you enjoy so you’ll stick with them.
- Get your finances and estate plan in order. According to the American Psychological Association, money is a major source of stress for many Americans. You can take steps to lessen money-related anxiety by planning for both the present and the future.
- Make a budget. Without a spending plan, your hard-earned money can seem to disappear into a black hole, never to be seen again. Many people who are not in the habit of keeping a budget would be shocked to learn of the amount they spend on unnecessary items. When you establish a budget, you can prioritize your spending to ensure that you will have sufficient savings for things that you really need. It will also help you achieve your goals, for example, eliminating or avoiding debt, saving for retirement, or setting aside money for a new car or a vacation.
- See a financial planner. A financial advisor can help you think through your long-term financial goals, like eliminating debt, establishing emergency funds, or setting up a retirement account, and come up with a plan to help you achieve them. Regardless of what stage of life you are in, regular meetings with a financial expert can provide substantial peace of mind by ensuring that a plan aimed at creating and maintaining your financial security (and that of your family) is in place.
- Create an estate plan. Most people worry about what will happen to their spouse, children, or pets if anything happens to them. You can alleviate this concern by consulting an estate planning attorney who can help you draft a will and/or trust and other estate planning documents to put your wishes and plans in writing. You can even designate people to make medical and financial decisions on your behalf in case you become Creating an estate plan with these components will put your mind at ease by ensuring that your wishes are documented and honored, instead of having state law designate who will receive your assets and how they are distributed, or having a court appoint the person who will take care of your children.
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You can implement many aspects of self-care on your own. However, a well-designed estate plan will require the help of an experienced estate planning attorney. Increase your peace of mind by making plans for your own care if you become incapacitated and creating the documentation needed to provide for and protect your family when you pass away. Call Littleton Legal at (918) 608-1836 to set up an appointment—and then take a moment for a quiet cup of tea.