Small businesses make a huge contribution to our economy. Nevertheless, starting a new business is risky. Lenders view loans to small businesses, particularly start-ups, as among the riskiest they make, particularly when there is little or no credit history or…
For many employees, saving for retirement is usually a matter of simply participating in their employer’s 401(k) plan and perhaps opening an IRA for some extra savings. But, when you’re the owner of a business, planning for retirement requires proactivity…
Many families buy a vacation home with the idea that it will be a special place for the extended family to celebrate family traditions for generations. The value of a vacation home can be significant – both sentimentally and monetarily. …
When a family member or other loved one has died, grief and shock can sometimes be overwhelming. The last thing most people want to think about is making phone calls or funeral arrangements. Some things do not need to be…
Most people assume that after they die their private affairs will remain private. However, if a probate is necessary to administer your estate, the personal details of your life at the time of your death become part of an easily…
When everyone is alive and happy, it is easy to think that nothing will break a family apart. However, even families that get together for the holidays, share laughs, tell stories, and enjoy each other’s company can find themselves embroiled…
Elder Law is an aspect of estate planning that focuses on helping families make sure that their aging and ill loved ones get the health care they need in an affordable way. Does your estate plan address the possibility that…
People often set up bank accounts or real estate so that they own it jointly with a spouse or other family member. The appeal of joint tenancy is that when one owner dies, the other will automatically inherit the property…
You may have heard of a Revocable Living Trust (RLT), which is a commonly used estate planning solution. But what exactly are they, who is affected by them, how can they be changed, and what do they accomplish? What Are…
If you are a business owner, you probably worry about your bottom line, employee retention, and health insurance premiums, but have you also considered what will happen to your business if you are in an accident? What if your business…